Read Full Story People who have angry outbursts appear to be at increased risk of heart attack or stroke, especially within the first two hours of an outburst, according to a study by Harvard School of Public Health (HSPH), Beth Israel Deaconess Medical Center, and New York-Presbyterian Hospital researchers. Those with cardiovascular disease (CVD) are at particular risk.“Although the risk of experiencing an acute cardiovascular event with any single outburst of anger is relatively low, the risk can accumulate for people with frequent episodes of anger,” lead author Elizabeth Mostofsky, instructor in the Department of Epidemiology at HSPH, told the BBC News on March 3, 2014.In reviewing data from nine studies involving thousands of people, the researchers found heart attack risk increased about five times in the two hours after an outburst; the risk of stroke more than tripled. A single angry outburst once a month in someone at low risk for CVD was associated with one extra heart attack per 10,000 people annually; the risk increased to an extra four per 10,000 people among those at high risk. Five angry episodes each day would result in about 158 extra heart attacks per 10,000 people at low risk annually, or about 657 extra heart attacks per 10,000 in those at high risk.
Three years ago, my parents forced me to attend a one-hour financial literacy workshop at my high school. The teacher walked in and started droning on: “Today, we’ll learn about budgeting, saving and investing…” Most of my friends dozed off or started talking to each other – some were playing on their phones under the table. Needless to say, I didn’t walk out of that class very interested in the world of finance. But what if it had been completely different?Instead of delivering a monotone lecture, the teacher would walk in and say: “Today, we’ll go through bite-sized personal finance lessons. Each lesson has five quizzes at the end. If you answer the questions correctly, I’ll give you a few pineapples!”One more lesson, a few more pineapples. It feels like a game! Now the teacher is keeping track of who is earning the most pineapples.The students finish a dozen more lessons and have a whole stack of pineapples. They start comparing and competing with their friends to earn more. Sounds like fun, right? But obviously, that’s not how financial education works today. Every year, credit unions invest millions of dollars sponsoring financial education in the classroom with the intention of building brand awareness among younger generations. But is it effective? Financial concepts (401ks, IRAs, 519…) are so boring for young adults — to sit in a classroom and pay attention to a lecture for hours is practically impossible! I know this because I was one of them, just a few years ago. When I got to Duke University, a couple of friends and I decided to tackle this problem with one of our university’s world-renowned behavioral scientists. The solution we found? Gamification — a.k.a. pineapples. First, we built the learning experience on a mobile app for smartphones, where Gen Z spends most of its time. Second, we broke down complicated financial concepts into bite-sized lessons to accommodate this generation’s short attention span and busy schedules.Third, we embedded gamification where the user would earn points (in the form of pineapples) as they complete these lessons, and could redeem those pineapples for rewards such as gift cards and deposits from a credit union that sponsors their experience. Since we launched Zogo six months ago, we’ve gained over 60,000 users who have completed more than 1,000,000 mini-lessons on the app — and earned, collectively, 160 million pineapples. We’ve also partnered with more than 25 credit unions across the country to engage, attract and acquire the next generation of members — and deliver financial education more effectively. Visit www.zogofinance.com to see how Visions, Bayport, MassMutual and 25+ financial instiutions are leveraging Zogo and schedule a demo with one of our committed onboarding specialists. 20SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr